A. The bank is under Core Banking Solution since 2013. All the 64 Branch & Extension Counters of the bank are CBS enabled.
B. The existing CBS system is integrated with following services:
1. RTGS/NEFT :
Ø This function has started on April 2014.
Ø Presently outward function is available for all the TSCB branches outward to any destination bank in India.
Ø Presently this inward function provide effect in credit balance to all the TSCB branch accounts from any source bank.
2. NPCI Initiatives :
Ø Bank has started Direct benefit transfer of LPG ( DBTL ) /APB ( Aadhar payment base ) /ACH ( Automated clearing house ) Dr /ECS ( Electronic clearing system) Cr and Dr since Feb 2015.
3. Pradhan Mantri Jan Dhan /Suraksha Bima/Jiban Jyoti Bima/ Yojana (PMJDY/PMSBY/PMJJBY ) :
Ø Bank has extended Pradhan Mantri Yojana facility to their customers.
Ø Bank has successfully enabled PMJDY/PMSBY/PMJJBY.
Ø At present customer can avail those plans from all the TSCB branches.
4. RuPay ATM card :
Ø Bank has procured 28700 RuPay ATM cards which are distributed to all branches for customer delivery. Another 200000 RuPay cards are under process for distribution to the customers of the bank.
Ø Bank has done a set-up of two onsite ATM machine.
5. SMS push alert :
Ø Bank has started it’s push SMS alert services from Dec 2015.
Ø At presently customer is getting SMS to their registered mobile number as an when they opt for this service.
6. CTS (cheque truncation system) :
Ø Cheque Truncation System (CTS) or Image-based Clearing System (ICS), in India, is a project undertaken by the Reserve Bank of India (RBI) in 2008, for faster clearing of cheques. CTS is based on a cheque truncation or online image-based cheque clearing system where cheque images and magnetic ink character
Ø recognition (MICR) data are captured at the collecting bank branch and transmitted electronically.
Ø CTS have been successfully running in live environment since July 2016.
Ø Bank is issuing only CTS cheque Book to the account holders of the bank.
7. APY ( Atal pension Yojana ) :
Atal Pension Yojana is a government-backed pension scheme in India targeted at the unorganised sector. It was originally mentioned in the 2015 Budget speech by Hon’ble Finance Minister Arun Jaitley in February 2015.
In Atal Pension Yojana, for every contribution made to the pension fund, The Central Government would also co-contribute 50% of the total contribution or ₹1,000 (US$15) per annum, whichever is lower, to each eligible subscriber account, for a period of 5 years. The minimum age of joining APY is 18 years and maximum age is 40 years. The age of exit and start of pension would be 60 years. Therefore, minimum period of contribution by the subscriber under APY would be 20 years or more.
Aadhaar would be the primary KYC document for identification of beneficiaries, spouse and nominees to avoid pension rights and entitlement related disputes in the long-term. The subscribers are required to opt for a monthly pension from Rs. 1000 – Rs. 5000 and ensure payment of stipulated monthly contribution regularly. The subscribers can opt to decrease or increase pension amount during the course of accumulation phase, as per the available monthly pension amounts. However, the switching option shall be provided once in year during the month of April
8. CPSMS (Central plan scheme monitoring system):
The Central Plan Scheme Monitoring System (CPSMS) is a Government of India public financial management reforms initiative which monitors programs in the social sector and tracks funds disbursed. Given the large number programs on which the money is spent, the CPSMS is an initiative by the Indian Central Government to ensure that the money is spent according to its intended purpose, and provide an accounting of same. The bank is ingrates with CPSMS since 2014-2015.
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