Tripura State Co-Operative Bank Ltd. TSCB is a bank of the people by the people and for the people of the State of Tripura

                             

 
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Kishan Credit Card (KCC)

Kishan Credit Card Scheme (KCC)

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Purpose
To extend adequate and timely support to farmers for their short term credit needs.


Who are eligible for the loan
Farmers with excellent repayment record for 2 years. New farmers with sizeable deposits with our branches for 3 to 4 years are also eligible.

Borrowers with good track record in other Banks are also eligible. Farmers who have defaulted in repayment but have liquidated the outstanding are also eligible.


Loan Amount
Loan amount is decided based on the cropping pattern, ancillary and contingency needs of the farmer for the full year. 90 % of the cost of cultivation (Scale of Finance) is given as loan per acre. 100 % of the cost is available as loan upto Rs. 50,000/- and 85 % of the cost is available as loan above Rs. 1,00,000/-

Documents you need to provide

Land records to ascertain cultivation rights.
Acreage under different crops
Sources of other borrowings eg. Co-operative Societies and Banks.

Disbursement of the loan
As per the cultivation requirements of the crop the loan amount is disbursed in cash and kind (for fertilizers, pesticides etc)

How do you Repay
It is a revolving cash credit limit with any number of withdrawals and repayments.

How to apply for this loan
You may contact our nearest branch for the application or even talk to the field officers visiting your village and produce the land documents.


 

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