The Bank offers the
following attractive loan schemes to individuals who are its customers.
Overdrafts on Current Accounts are provided to the customers upto
five times their net salary against a simple surety of employees/employers
Secured overdrafts on current accounts are provided to
customers against the security of National Saving Certificates,
KisanVikasPatras, as also against the security of urban immovable property.
CONSUMER DURABLE LOANS
The Bank provides loans for purchase of consumer
durables to its customers for buying of items like TV, Refrigerator, Air
Conditioners and a host of other consumer durables.
The Bank provides loans to students / parents of students for
pursuing professional courses likeEngineering, Medicine, Computer Education
and other courses including technical courses/job oriented courses. The loan
is provided attractive rate of interest with easyrepaymentperiod.
Finance for purchase ofcars isprovided to professionals and self-employedentrepreneurial and
salaried customers of the Bank for theirpersonal use at attractive rates of
interest and repayment period ranging upto 60 months.
Bank provides finance to unemployed persons for self employment purpose by
providing commercial vehicles like Auto rickshaws etc. The loan is provided
against two sureties.
are provided to wholesale/retail traders and businessmen engaged in trade
activity for running their business on furnishing of collateral
security and on pledge of stocks. This facility is extended in the
natureof cash credit limit for facilitating continuous operation based
on the day-to-day business needs.
Bank offers attractive Housing Loan Scheme both for construction or purchase
of a new house / flat as also for purposes of repairs and extension
to existing house. Comfortable repayment period for the loan is provided.
DIAMOND JUBILEE HOUSING LOAN SCHEME -2017
Diamond Jubilee Housing Loan Scheme-2017. Cover the
Beneficiaries under Pradhan Mantri AwasYojana (PMAY) and implemented by
Agartala Municipal Corporation (AMC) shall be eligible for this Loan for
the purpose of development of existing dwelling house with plot of
land in his/ her name.